Chris Oakley

Head of Financial Crime Solutions

Chris Oakley leads Sopra Steria’s Financial Crime Solutions practice, helping clients tackle evolving threats in fraud and financial crime. With over 20 years of experience across banking, fintech, and regtech, he has held senior roles at Form3, Featurespace, HSBC & Virgin Money, delivering AI-driven risk platforms and real-time fraud prevention strategies.

At Sopra Steria, Chris is responsible for aligning innovative solutions like the Optimised Decision Engine (ODE) with market needs around explainable AI, scam prevention, and operational resilience. He is a regular industry speaker and an advocate for responsible technology in financial crime risk management.

Read Chris' Articles

Compliance and Complexity Prove the Need for Smarter Fraud Prevention - Fintech Weekly
Smarter than the scam: how optimized AI is reshaping fraud detection - TechRadar

Latest Publication

Latest Publications

The economics of the fraud decision

Chris Oakley

Many fraud strategies optimise detection, not value—leading to hidden costs in lost revenue and customer experience. By applying decision economics, organisations can balance risk and growth, making more precise, commercially effective fraud decisions.

The next evolution in fraud strategy: human-informed, AI-driven rulesets

Chris Oakley

Discover how human-informed, AI-powered rulesets are transforming fraud prevention by delivering precision, agility and transparency for businesses in a rapidly changing digital landscape.

Proving the Value of New Intelligence

Chris Oakley

Fraud teams today are surrounded by opportunity. New data sources, be that device signals or behavioural analytics, all promise sharper detection and fewer false positives. But with every new feed comes a familiar question: Will this actually improve outcomes?

False positives are a cost centre

Chris Oakley

Discover why traditional fraud metrics are no longer enough and how smarter, customer-focused strategies can reduce false positives, protect trust, and meet regulatory demands.

From rule decay to precision fraud detection: why banks need a smarter way to optimise

Chris Oakley

Uncover how outdated fraud rules quietly weaken your defences and why shifting to precision fraud detection is key to smarter, safer banking.